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Home Inspection Standards of Practice

The CAHPI​​ Standards of Practice are a set of guidelines for home inspectors to follow in the performance of their inspections

The Canadian Association of Home and Property Inspectors (CAHPI) Standards of Practice (SOP) are the most widely accepted home inspection guidelines in use today.  

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Canadian Association of Home and Property Inspectors, Solex Group performs Toronto home inspections that meet or exceed the Standards of Practice
Solex Group Home Inspections meet or exceed the CAHPI Standards of Practice when performing Toronto home inspections

Canadian Association of Home and Property Inspectors

2012 NATIONAL STANDARDS OF PRACTICE

The National Standards of Practice are a set of guidelines for home and property inspectors to follow in the performance of their inspections. They are the most widely accepted Canadian home inspection guidelines in use, and address all the home’s major systems and components. The National Standards of Practice and Code of Ethics are recognized by many related professionals as the definitive Standards for professional performance in the industry.

 

These National Standards of Practice are being published to inform the public on the nature and scope of visual building inspections performed by home and property inspectors who are members of the Canadian Association of Home and Property Inspectors (CAHPI).

 

The purpose of the National Standards of Practice is to provide guidelines for home and property inspectors regarding both the inspection itself and the drafting of the inspection report, and to define certain terms relating to the performance of home inspections to ensure consistent interpretation.

 

To ensure better public protection, home and property inspectors who are members of CAHPI should strive to meet these Standards and abide by the appropriate provincial/regional CAHPI Code of Ethics.

 

These Standards take into account that a visual inspection of a building does not constitute an evaluation or a verification of compliance with building codes, Standards or regulations governing the construction industry or the health and safety industry, or Standards and regulations governing insurability.

 

Any terms not defined in these Standards shall have the meaning commonly assigned to it by the various trades and professions, according to context.

 

 

INDEX

 

1.   Introduction

2.   Purpose and Scope

3.   General Limitations and Exclusions

4.   Structural Systems

5.   Exterior Systems

6.   Roof Systems

7.   Plumbing Systems

8.   Electrical Systems

9.   Heating Systems

10. Fireplaces & Solid Fuel Burning Appliances

11. Air Conditioning Systems

12. Interior Systems

13. Insulation and Vapour Barriers

14. Mechanical and Natural Ventilation Systems

 

Glossary Note: Italicized words are defined in the Glossary.

 

 

1. INTRODUCTION

1.1 The Canadian Association of Home and Property Inspectors (CAHPI) is a not-for-profit association whose members include the following seven provincial/regional organizations: CAHPI-British Columbia., CAHPI-Alberta, CAHPI-Saskatchewan, CAHPI-Manitoba, OAHI (Ontario), AIBQ (Quebec), and CAHPI-Atlantic. CAHPI strives to promote excellence within the profession and continual improvement of inspection services to the public.

 

2. PURPOSE AND SCOPE

2.1 The purpose of these National Standards of Practice is to establish professional and uniform Standards for private, fee-paid home inspectors who are members of one of the provincial/regional organizations of CAHPI. Home Inspections performed to these National Standards of Practice are intended to provide information regarding the condition of the systems and components of the building as inspected at the time of the Home Inspection. This does NOT include building code inspections.

 

These National Standards of Practice enable the building being inspected to be compared with a building that was constructed in accordance with the generally accepted practices at the time of construction, and which has been adequately maintained such that there is no significant loss of functionality.

 

It follows that the building may not be in compliance with current building codes, standards and regulations that are applicable at the time of inspection.

 

These National Standards of Practice apply to inspections of part or all of a building for the following building types:

• single-family dwelling, detached, semidetached or row house

• multi unit residential building

• residential building held in divided or undivided co ownership

• residential building occupied in part for a residential occupancy and in part for a commercial occupancy, as long as the latter use does not exceed 40% of the building’s total area, excluding the basement.

2.2 The Inspector shall:

A. inspect:

1. readily accessible, visually observable installed systems, and components of buildings listed in these National Standards of Practice.

B. report:

1. on those systems and components installed on the building inspected which, in the professional opinion or judgement of the inspector, have a significant deficiency or are unsafe or are near the end of their service lives.

2. a reason why, if not self-evident, the system or component has a significant deficiency or is unsafe or is near the end of its service life.

3. the inspector’s recommendations to correct or monitor the reported deficiency.

4. on any systems and components designated for inspection in these National Standards of Practice which were present at the time of the Home Inspection but were not inspected and a reason they were not inspected.

2.3 These National Standards of Practice are not intended to limit inspectors from:

A. including other inspection services in addition to those required by these National Standards of Practice provided the inspector is appropriately qualified and willing to do so.

B. excluding systems and components from the inspection if requested by the client or as dictated by circumstances at the time of the inspection.

 

3. GENERAL LIMITATIONS AND EXCLUSIONS

3.1 General limitations:

A. Inspections performed in accordance with these National Standards of Practice

1. are not technically exhaustive.

2. will not identify concealed conditions or latent defects.

3.2 General exclusions:

A. The inspector is not required to perform any action or make any determination unless specifically stated in these National Standards of Practice, except as may be required by lawful authority.

B. Inspectors are NOT required to determine:

1. condition of systems or components which are not readily accessible.

2. remaining life of any system or component.

3. strength, adequacy, effectiveness, or efficiency of any system or component.

4. causes of any condition or deficiency.

5. methods, materials, or costs of corrections.

6. future conditions including, but not limited to, failure of systems and components.

7. suitability of the property for any use.

8. compliance with regulatory requirements (codes, regulations, laws, ordinances, etc.).

9. market value of the property or its marketability.

10.advisability of the purchase of the property.

11.presence of potentially hazardous plants, animals or insects including, but not limited to wood destroying organisms, diseases or organisms harmful to humans.

12.presence of any environmental hazards including, but not limited to toxins, carcinogens, noise, and contaminants in soil, water, and air.

13.effectiveness of any system installed or methods utilized to control or remove suspected hazardous substances.

14.operating costs of systems or components.

15.acoustical properties of any system or component

16.design adequacy with regards to location of the home, or the elements to which it is exposed.

C. Inspectors are NOT required to offer or perform:

1. any act or service contrary to law, statute or regulation.

2. engineering, architectural and technical services.

3. work in any trade or any professional service other than home inspection.

4. warranties or guarantees of any kind.

D. Inspectors are NOT required to operate:

1. any system or component which is shut down or otherwise inoperable.

2. any system or component which does not respond to normal operating controls.

3. shut-off valves.

E. Inspectors are NOT required to enter:

1. any area which will, in the opinion of the inspector, likely be hazardous to the inspector or other persons or damage the property or its systems or components.

2. confined spaces.

3. spaces which are not readily accessible.

F. Inspectors are NOT required to inspect:

1. underground items including, but not limited to storage tanks or other indications of their presence, whether abandoned or active.

2. systems or components which are not installed.

3. decorative items.

4. systems or components located in areas that are not readily accessible in accordance with these National Standards of Practice.

5. detached structures.

6. common elements or common areas in multiunit housing, such as condominium properties or cooperative housing when inspecting an individual unit(s), including the roof and building envelope.

7. test and/or operate any installed fire alarm system, burglar alarm system, automatic sprinkler system or other fire protection equipment, electronic or automated installations, telephone, intercom, cable/internet systems and any lifting equipment, elevator, freight elevator, wheelchair lift, climbing chair, escalator or others;

8. pools, spas and their associated safety devices, including fences.

G. Inspectors are NOT required to:

1. perform any procedure or operation which will, in the opinion of the inspector, likely be hazardous to the inspector or other persons or damage the property or it’s systems or components.

2. move suspended ceiling tiles, personal property, furniture, equipment, plants, soil, snow, ice, or debris.

3. dismantle any system or component, except as explicitly required by these National Standards of Practice.

 

4. STRUCTURAL SYSTEMS

4.1 The inspector shall:

A. inspect:

1. structural components including visible foundation and framing.

2. by probing a sample of structural components where deterioration is suspected or where clear indications of possible deterioration exist. Probing is NOT required when probing would damage any finished surface or where no deterioration is visible.

B. describe:

1. foundation(s).

2. floor structure(s).

3. wall structure(s).

4. ceiling structure(s).

5. roof structure(s).

C. report:

1. on conditions limiting access to structural components.

2. methods used to inspect the under-floor crawl space

3. methods used to inspect the attic(s).

4.2 The inspector is NOT required to:

A. provide any engineering service or architectural service.

B. offer an opinion as to the adequacy of any structural system or component.

 

5. EXTERIOR SYSTEMS

5.1 The inspector shall:

A. inspect:

1. exterior wall covering(s), flashing and trim.

2. all exterior doors.

3. attached or adjacent decks, balconies, steps, porches, and their associated railings.

4. eaves, soffits, and fascias where accessible from the ground level.

5. vegetation, grading, and surface drainage on the property when any of these are likely to adversely affect the building.

6. walkways, patios, and driveways leading to dwelling entrances.

7. landscaping structure attached or adjacent to the building when likely to adversely affect the building.

8. attached garage or carport.

9. garage doors and garage door operators for attached garages.

B. describe

1. exterior wall covering(s).

C. report:

1. the method(s) used to inspect the exterior wall elevations

5.2 The inspector is NOT required to:

A. inspect:

1. screening, shutters, awnings, and similar seasonal accessories.

2. fences.

3. geological, geotechnical or hydrological conditions.

4. recreational facilities.

5. detached garages and outbuildings.

6. seawalls, break-walls, dykes and docks.

7. erosion control and earth stabilization measures.

 

6. ROOF SYSTEMS

6.1 The inspector shall:

A. inspect:

1. readily accessible roof coverings.

2. readily accessible roof drainage systems.

3. readily accessible flashings.

4. readily accessible skylights, chimneys, and roof penetrations.

B. describe

1. roof coverings.

C. report:

1. method(s) used to inspect the roof(s).

6.2 The inspector is NOT required to:

A. inspect:

1. antennae and satellite dishes.

2. interiors of flues or chimneys.

3. other installed items attached to but not related to the roof system(s).

 

7. PLUMBING SYSTEMS

7.1 The inspector shall:

A. inspect:

1. interior water supply and distribution systems including all fixtures and faucets.

2. drain, waste and vent systems including all fixtures.

3. water heating equipment and associated venting systems.

4. water heating equipment fuel storage and fuel distribution systems.

5. fuel storage and fuel distribution systems. 6. drainage sumps, sump pumps, and related piping.

B. describe:

1. water supply, distribution, drain, waste, and vent piping materials.

2. water heating equipment including the energy source.

3. location of main water and main fuel shut-off valves.

 

7.2 The inspector is NOT required to:

A. inspect:

1. clothes washing machine connections.

2. wells, well pumps, or water storage related equipment.

3. water conditioning systems.

4. solar water heating systems.

5. fire and lawn sprinkler systems.

6. private waste disposal systems.

B. determine:

1. whether water supply and waste disposal systems are public or private.

2. the quantity or quality of the water supply.

C. operate:

1. safety valves or shut-off valves.

 

8. ELECTRICAL SYSTEMS

8.1 The inspector shall:

A. inspect:

1. service drop.

2. service entrance conductors, cables, and raceways.

3. service equipment and main disconnects.

4. service grounding.

5. interior components of service panels and sub panels.

6. distribution conductors.

7. overcurrent protection devices.

8. a representative number of installed lighting fixtures, switches, and receptacles.

9. ground fault circuit interrupters (GFCI) (if appropriate).

10.arc fault circuit interrupters (AFCI) (if appropriate).

B. describe:

1. amperage and voltage rating of the service.

2. location of main disconnect(s) and subpanel(s).

3. wiring methods.

C. report:

1. presence of solid conductor aluminum branch circuit wiring.

2. absence of carbon monoxide detectors (if applicable).

3. absence of smoke detectors.

4. presence of ground fault circuit interrupters (GFCI).

5. presence of arc fault circuit interrupters (AFCI).

8.2 The inspector is NOT required to:

A. inspect:

1. remote control devices unless the device is the only control device.

2. alarm systems and components.

3. low voltage wiring, systems and components.

4. ancillary wiring, systems and components not a part of the primary electrical power distribution system.

5. telecommunication equipment.

B. measure:

1. amperage, voltage, or impedance.

 

9. HEATING SYSTEMS

9.1 The inspector shall:

A. inspect:

1. readily accessible components of installed heating equipment.

2. vent systems, flues, and chimneys.

3. fuel storage and fuel distribution systems.

B. describe:

1. energy source(s).

2. heating method(s) by distinguishing characteristics.

3. chimney(s) and/or venting material(s).

4. combustion air sources.

5. exhaust venting methods (naturally aspiring, induced draft, direct vent, direct vent sealed combustion).

9.2 The inspector is NOT required to:

A. inspect:

1. interiors of flues or chimneys.

2. heat exchangers.

3. auxiliary equipment.

4. electronic air filters.

5. solar heating systems.

B. determine:

1. system adequacy or distribution balance.

 

10. FIREPLACES AND SOLID FUEL BURNING APPLIANCES (Unless prohibited by the authority having jurisdiction)

10.1 The inspector shall:

A. inspect:

1. system components

2. vent systems and chimneys

B. describe:

1. fireplaces and solid fuel burning appliances

2. chimneys

10.2 The inspector is NOT required to:

A. inspect:

1. interior of flues or chimneys

2. screens, doors and dampers

3. seals and gaskets

4. automatic fuel feed devices

5. heat distribution assists whether fan assisted or gravity

B. ignite or extinguish fires

C. determine draught characteristics

D. move fireplace inserts, stoves, or firebox contents

 

11. AIR CONDITIONING SYSTEMS

11.1 The inspector shall:

A. inspect

1. permanently installed central air conditioning equipment.

B. describe:

1. energy source.

2. cooling method by its distinguishing characteristics.

11.2 The inspector is NOT required to:

A. inspect

1. electronic air filters.

2. portable air conditioner(s).

B. determine:

1. system adequacy or distribution balance.

 

12. INTERIOR SYSTEMS

12.1 The inspector shall:

A. inspect:

1. walls, ceilings, and floors.

2. steps, stairways, and railings.

3. a representative number of countertops and installed cabinets.

4. a representative number of doors and windows.

5. walls, doors and ceilings separating the habitable spaces and the garage.

B. describe:

1. materials used for walls, ceilings and floors.

2. doors.

3. windows.

C. report

1. absence or ineffectiveness of guards and handrails or other potential physical injury hazards.

12.2 The inspector is NOT required to:

A. inspect:

1. decorative finishes.

2. window treatments.

3. central vacuum systems.

4. household appliances.

5. recreational facilities.

 

13. INSULATION AND VAPOUR BARRIERS

13.1 The inspector shall:

A. inspect:

1. insulation and vapour barriers in unfinished spaces.

B. describe:

1. type of insulation material(s) and vapour barriers in unfinished spaces.

C. report

1. absence of insulation in unfinished spaces within the building envelope.

2. presence of vermiculite insulation

13.2 The inspector is NOT required to:

A. disturb

1. insulation.

2. vapour barriers.

B. obtain sample(s) for analysis

1. insulation material(s).

 

14. MECHANICAL AND NATURAL VENTILATION SYSTEMS

14.1 The inspector shall:

A. inspect:

1. ventilation of attics and foundation areas.

2. mechanical ventilation systems.

3. ventilation systems in areas where moisture is generated such as kitchen, bathrooms, laundry rooms.

B. describe:

1. ventilation of attics and foundation areas.

2. mechanical ventilation systems.

3. ventilation systems in areas where moisture is generated such as: kitchens, bathrooms and laundry rooms.

C. report:

1. absence of ventilation in areas where moisture is generated such as: kitchens, bathrooms and laundry rooms.

14.2 The inspector is NOT required to:

1. determine indoor air quality.

2. determine system adequacy or distribution balance.

 

GLOSSARY

 

Adjacent

Nearest in space or position; immediately adjoining without intervening space.

 

Alarm Systems

Warning devices, installed or free-standing, including but not limited to; carbon monoxide detectors, flue gas and other spillage detectors, security equipment, ejector pumps and smoke alarms.

 

Architectural Service

Any practice involving the art and science of building design for construction of any structure or grouping of structures and the use of space within and surrounding the structures or the design for construction, including but not specifically limited to, schematic design, design development, preparation of construction contract documents, and administration of the construction contract, adequacy of design for the location and exposure to the elements.

 

Automatic Safety Controls

Devices designed and installed to protect systems and components from unsafe conditions.

 

Component

A part of a system.

 

Confined Spaces

An enclosed or partially enclosed area that: 1. Is occupied by people only for the purpose of completing work. 2. Has restricted entry/exit points. 3. Could be hazardous to people entering due to: a. its design, construction, location or atmosphere. b. the materials or substances in it, or c. any other conditions which prevent normal inspection procedure.

 

Decorative

Ornamental; not required for the operation of the essential systems and components of a building.

 

Describe

To report a system or component by its type or other observed, significant characteristics to distinguish it from other systems or components.

 

Determine

To find out, or come to a conclusion by investigation.

 

Dismantle

To take apart or remove any component, device, or piece of equipment that would not be taken apart or removed by a homeowner in the course of normal and routine home owner maintenance.

 

Engineering Service

Any professional service or creative work requiring engineering education, training, and experience and the application of special knowledge of the mathematical, physical and engineering sciences to such professional service or creative work as consultation, investigation, evaluation, planning, design and supervision of construction for the purpose of assuring compliance with the specifications and design, in conjunction with structures, buildings, machines, equipment, works or processes.

 

Functionality

The purpose that something is designed or expected to fulfill.

 

Further Evaluation

Examination and analysis by a qualified professional, tradesman or service technician beyond that provided by the home inspection.

 

Home Inspection

The process by which an inspector visually examines the readily accessible systems and components of a building and which describes those systems and components in accordance with these National Standards of Practice.

 

Household Appliances

Kitchen, laundry, and similar appliances, whether installed or freestanding.

 

Inspect

To examine readily accessible systems and components of a building in accordance with these National Standards of Practice, where applicable using normal operating controls and opening readily openable access panels.

 

Inspector

A person hired to examine any system or component of a building in accordance with these National Standards of Practice.

 

Installed

Set up or fixed in position for current use or service.

 

Monitor

Examine at regular intervals to detect evidence of change.

 

Normal Operating Controls

Devices such as thermostats, switches or valves intended to be operated by the homeowner.

 

Operate

To cause to function, turn on, to control the function of a machine, process, or system.

 

Probing

Examine by touch.

 

Readily Accessible

Available for visual inspection without requiring moving of personal property, dismantling, destructive measures, or any action which will likely involve risk to persons or property.

 

Readily Openable Access Panel

A panel provided for homeowner inspection and maintenance that is within normal reach, can be removed by one person, and is not sealed in place.

 

Recreational Facilities

Spas, saunas, steam baths, swimming pools, exercise, entertainment, athletic, playground or other similar equipment and associated accessories.

 

Report

To communicate in writing.

 

Representative Number

One component per room for multiple similar interior components such as windows and electric outlets; one component on each side of the building for multiple similar exterior components.

 

Roof Drainage Systems

Components used to carry water off a roof and away from a building.

 

Sample

A representative portion selected for inspection.

 

Service Life/Lives

The period during which something continues to function fully as intended.

 

Significant Deficiency

A clearly definable hazard or a clearly definable potential for failure or is unsafe or not functioning.

 

Shut Down

A state in which a system or component cannot be operated by normal operating controls.

 

Solid Fuel Burning Appliances

A hearth and fire chamber or similar prepared place in which a fire may be built and which is built in conjunction with a chimney; or a listed assembly of a fire chamber, its chimney and related factory-made parts designed for unit assembly without requiring field construction.

 

Structural Component

A component that supports non-variable forces or weights (dead loads) and variable forces or weights (live loads).

 

System

A combination of interacting or interdependent components, assembled to carry out one or more functions.

 

Technically Exhaustive

An inspection is technically exhaustive when it is done by a specialist who may make extensive use of measurements, instruments, testing, calculations, and other means to develop scientific or engineering findings, conclusions, and recommendations.

 

Under-floor Crawl Space

The area within the confines of the foundation and between the ground and the underside of the floor.

 

Unsafe

A condition in a readily accessible, installed system or component which is judged to be a significant risk of personal injury during normal, day-to-day use. The risk may be due to damage, deterioration, missing or improper installation or a change in accepted residential construction Standards.

 

Vapour Barrier

Material used in the building envelope to retard the passage of water vapour or moisture.

 

Visually Accessible

Able to be viewed by reaching or entering.

 

Wiring Methods

Identification of electrical conductors or wires by their general type, such as “non-metallic sheathed cable” (“Romex”), “armored cable” (“bx”) or “knob and tube”, etc.

 

 

Note - In these National Standards of Practice, redundancy in the description of the requirements, limitations and exclusions regarding the scope of the Home Inspection is provided for clarity not emphasis.

 

(CAHPI acknowledges The American Society of Home Inspectors®, Inc. (ASHI®) for the use of their Standards of Practice (version January 1, 2000)

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